Not adviceCap Rate Calculator does not provide investment, financial, tax, legal or lending advice. Nothing on this site is a recommendation to buy, sell, finance or hold any property.
Content on capratecalculator.org, including calculators, tables and articles, is general information for education. It does not take your goals, finances or circumstances into account. Before acting, consider getting advice from a licensed professional, such as a financial adviser, tax professional, attorney or mortgage lender, who can look at your situation.
Calculators
Our calculators do arithmetic on the numbers you enter. They cannot check whether your rent, expense, vacancy, interest-rate or growth figures are realistic. A wrong or optimistic input gives a wrong or optimistic answer. Growth, appreciation and sale figures are assumptions you choose, not forecasts. Tax estimates are simplified and use the rules and brackets named on each page.
Risk
All investments involve some degree of risk, and past performance does not necessarily predict future results. Rental property in particular can lose value; rental income may not cover the mortgage and other costs; vacancies, repairs and rising interest rates can reduce returns; and a property can be hard to sell quickly. If the value falls, you could owe more than the property is worth.
Rules and rates change
Lending guidelines, tax law, platform fees and published statistics change. Each page shows its sources and the date it was last updated. Check the current rules with the source or a professional before relying on them.
No relationships
We do not sell properties, loans, courses or software, and we are not paid by lenders, brokers or platforms mentioned on this site. Mentions of agencies, lenders or platforms are for information only.